SBP says more than 900,000 accounts opened by overseas Pakistanis.
In a major boost to the country’s financial stability, the State Bank of Pakistan (SBP) has announced that cumulative inflows into Roshan Digital Accounts (RDA) have officially crossed the $12 billion mark as of February 10, 2026.
According to the latest data released by the central bank, total inflows reached this historic peak following a steady rise from $11.707 billion recorded at the end of December 2025. This surge underscores the continued confidence of the Pakistani diaspora in the country’s digital banking ecosystem.
Since its launch in September 2020, the RDA initiative has seen more than 900,000 accounts opened by non-resident Pakistanis (NRPs) across the globe.
The SBP expressed its gratitude to overseas Pakistanis for their “continued trust and support,” noting that the persistent rise in inflows plays a vital role in supporting Pakistan’s foreign exchange reserves and strengthening the national economy.
Financial analysts suggest that the success of the RDA program stems from its ease of use and lucrative investment avenues. Key features attracting overseas investors include:
Seamless Remote Access: Overseas Pakistanis can open a bank account in Pakistan entirely digitally without visiting a consulate or a bank branch.
High-Yield Investments: Inflows are frequently channeled into Naya Pakistan Certificates (NPC) and the Pakistan Stock Exchange (PSX).
Investors have the freedom to send their money back to their country of residence at any time without needing special SBP approval. The platform facilitates utility bill payments, fee transfers, and local remittances within Pakistan.
Strengthening Pakistan’s Economic Stability.
Market experts highlight that the steady growth of RDA inflows provides a “cushion” for Pakistan’s external account. By integrating the diaspora into the domestic banking system, the government has created a sustainable stream of foreign exchange that bypasses traditional informal channels.
